Mera Pakistan Mera Ghar Housing Scheme 2021 – Mera Pakistan Mera Ghar Loan Scheme

Al-Habib Housing France Scheme

Government Markup Subsidy Housing Scheme

Mera Pakistan Mera Ghar Housing Scheme 2021

Bank Al Habib in collaboration with the Government of Pakistan with the support of the State Bank of Pakistan is offering you a simple housing finance scheme through which you will not only be able to fulfill your dream of a home but also secure a future.

Qualification criteria

  • All men and women with computerized national identity cards
  • For the first time home ownership is one unit per household
  • Under this scheme, any person can get a house loan only once

Product types

  • Home buying
  • House building
  • Plot purchase +
  • Construction

Area of housing unit

  • 125 square yards house 850 square feet code area
  • The second tier also car flats and apartments up to 125 square yards with an area of 150 square feet maximum.
  • Then there are also houses and flats and apartments up to 250 square yards in the third tier with a maximum area of 2000 square feet headquarters.

Loan time

Minimum 5 years and maximum 20 years

Minimum monthly income

Minimum Rs. 25,000 for applicant and Rs. 20,000 for co-applicant bail

Markup rate

  • The first 5 years three percent
  • Five percent for the next 5 years

Second degree

The first 5 years 5 percent with the next five years

Third degree

7 percent for the first five years

9 percent for the next five years

House price

3.5 million Pakistani rupees

Main Features

  • Free life insurance
  • Easy documentation
  • Immediate action
  • Available for up to twenty years
  • Loan up to 10 million Pakistani rupees
  • There are no restrictions or charges on early payments

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